Cheaper Credit Cards

We have researched and found the best 0% balance transfer credit cards in the UK – use them to wipe out your debts!

Yes, it’s an expensive time of year, so if you’ve already driven up a stack of debt on your credit card and you’re now stuck paying a hefty rate of interest, it’s time to do something about it.

The best solution for reducing credit card debt and fighting back against high interest rates is to shift that debt onto a 0% balance transfer credit card. This way, you can enjoy a period of interest-free payments!

But if you’re unsure which credit card to pick, the chart below highlights the top 0% balance transfer credit cards available on the market:

Best UK Credit Cards – cheapest credit cards 0% Purchase Cards Card Intro Rate Intro Duration Typical APR   AA Credit Card 0% 10 mths 16.9% Sainsbury’s Credit Card 0% 10 mths 15.9% Bank of Scotland All In One 0% 9 mths 15.9% Halifax All In One 0% 9 mths 15.9% American Express Rewards Credit Card 0% 6 mths 17.9% Barclaycard Goldfish 0% 3 mths 9.9% Barclaycard Platinum 0% 3 mths 15.9% Virgin Credit Card 0% 3 mths 16.6% Post Office Platinum 0% 3 mths 16.9% Capital One Plus 0% Until 01/08/2010 14.9% BT Credit Card 0% 3 mths 16.9% MBNA Platinum Rewards Card 0% 3 mths 16.9% NatWest Platinum 0% 3 mths 16.9% Egg Card 0% Until 01/05/2010 16.9% MBNA 6.7% Low Rate 6.7% 6.7% 0% Balance Transfer Cards Card BT Rate BT Period Typical APR   Virgin Credit Card 0% 16 mths 16.6% Barclaycard Platinum 0% 15 mths 15.9% NatWest Platinum 0% 15 mths 16.9% Egg Card 0% Until 01/04/2011 16.9% MBNA Platinum Rewards Card 0% 13 mths 16.9% BT Credit Card 0% 13 mths 16.9% AA Credit Card 0% 12 mths 16.9% Post Office Platinum 0% 12 mths 16.9% Sainsbury’s Credit Card 0% 10 mths 15.9% Halifax All In One 0% 9 mths 15.9% MBNA Platinum Visa Credit Card 5.9% Life of Balance 16.9% Cashback Cards Card Cashback   American Express Platinum Cashback 5% cashback for 3 months on virtually every full pound spent per transaction MBNA Platinum Rewards Card You can exchange your reward points for cashback paid straight to your credit card account. £1.00 spends equals 1 point, then; 5,000 reward points = £20 cashback; 7,500 reward points = £30 cashback; 12,500 reward points = £5